From a photo to a client file
- Photo or PDF from any insurer
- The AI fills in insured, term and premium
- Anything doubtful is flagged for you to check
Your AI agent for insurance.
The CRM that reads your policies, sums up your meetings and flags every renewal while you visit clients.
Up and running in 2 minutes
- Free plan, forever
- No card and no sales call
- Your first 3 policies read with AI
Coming soon
Your policies, on your phone
If your agent uses Coberturia, you will soon have their app with everything about your insurance.
Ask your agent to use Coberturia
Send it on WhatsApp
Use it on the web or on your phone
- Download on the App Store Coming soon
- Get it on Google Play Coming soon
What is Coberturia?
Coberturia is the CRM for insurance agents and brokers in Ecuador, built by SolvyX, whose AI agent, Armi, reads policies from a photo or PDF, sums up your meetings, chases collections and warns you about every renewal. It runs in the browser or installed on your phone.
Coming soon
What you will do from your phone
Your agent’s app, with everything about your insurance in one place.
- See your policies and coverages
- Report a claim with photos
- Check amounts and payment dates
- Talk to your agent
Coming soon to the stores
- Download on the App Store Coming soon
- Get it on Google Play Coming soon
Questions from policyholders
When is the app coming out?
It is on its way. There is no date yet: when your agent turns it on for their clients, they will let you know.
Does it cost anything?
That is not decided yet. When the app is out, your agent will tell you how to get it and whether it has any cost.
What happens to my data?
Your agent manages it in Coberturia under Ecuador’s Personal Data Protection Law: it is used for your insurance and you can ask to see, correct or delete it.
My agent does not use Coberturia. What can I do?
Send them the link with the button below. They can create a free account and invite you when the client app is out.
Ask your agent to use Coberturia
Send them the link on WhatsApp: they can create a free account and invite you when the app is out.
Send it on WhatsApp See how it works for you
What eats your afternoon today, done in seconds.
Record it and forget the notes
- Record the meeting or forward the audio
- Get the summary and the agreements
- Tasks land in the client file
Your day, in order
- Renewals before they expire
- Pending installments by age
- Who to call first, every morning
Coming soon
Message it and it does the data entry
- Send photos, PDFs or voice notes
- It creates clients and policies in the CRM
- Nothing is saved without your OK
What eats your afternoon today
Five chores every agent knows, and what Coberturia does with each one.
- Today
You copy policies by hand, field by field, into Excel or another system.
With CoberturiaUpload the photo or PDF and the AI fills in the record. You only check what it flags.
- Today
A renewal slips by and you find out once the client has gone elsewhere.
With CoberturiaEvery morning you see what expires, with alerts before the date and the reminder ready.
- Today
You chase late installments by going through statements one by one.
With CoberturiaPending and overdue installments show up on their own, by client and by age.
- Today
What you agreed in the meeting stays in a notebook or in your head.
With CoberturiaRecord the meeting and get the summary, agreements and tasks in the client file.
- Today
You spend the day visiting clients and the paperwork waits at the office.
With CoberturiaFrom your phone you capture policies, record voice notes and check your book.
All your work in one place
What you can use today and what is coming. We show the real status of every feature.
Available today
- Available
AI policy reading
Photo or PDF: the AI fills in the record and you review it.
- Available
Meetings and voice notes
- Available
AI assistant over your book
- Available
AI drafts
- Available
360° client file
Policies, installments, meetings and messages in one timeline.
- Available
Renewals and reminders
- Available
Collections and pending installments
- Available
Daily “what to do today” digest
- Available
Sales pipeline and tasks
Move every deal through stages and see what is due today.
- Available
Meetings and tasks calendar
- Available
Email your clients with templates
- Available
WhatsApp in one tap
- Available
Broker book with roles
Invite your whole team; the book belongs to the broker.
- Available
An app on your phone
- Available
Self sign-up and a free plan
- Available
Import from Excel
Why Coberturia
Built for how an agent in Ecuador works, not adapted from another trade.
Meetings recorded and summarized with AI
We know of no other insurance CRM that gives you the summary, agreements and tasks of every meeting. Here it is included.
Only here
-
AI comes included
Policy reading, meetings and the assistant are part of your plan, with a monthly allowance. Not a separate add-on.
- Coming soon
Coming: an app for your clients
With your brand, your clients will see their policies and report a claim without calling you at midnight.
-
For the independent agent too
No minimum number of users and no mandatory annual contract. Start alone and add your team later.
-
Sign up on your own
No mandatory demos or sales calls: create your account and start loading policies today.
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A price that fits
Below imported software and in US dollars, with a free plan to get started.
For everyone in your agency
From the agent who works alone to the broker with supervisors and assistants.
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Independent agent
Your whole book on your phone, no spreadsheets.
- Load your policies from photos, PDFs or your Excel
- Renewals, collections and birthdays without missing a thing
- Start free and change plans as you grow
-
Broker owner
Your people sell; you see the whole book.
- Invite agents with no user limit and pay per active agent
- Clients belong to the broker: if an agent leaves, the book stays
- Production, renewals and overdue payments of the whole team in one view
-
Supervisor
Coach your team with data, not spreadsheets.
- The pipeline and tasks of every agent you supervise
- Upcoming renewals and overdue installments of your group
- Permissions to see your team without touching other teams
-
Assistant or operations
You load, organize and follow up for the whole team.
- AI policy reading to load in minutes, not hours
- Excel import and document control per client
- Collections and reminders ready to send
Work out what you recover
With your own numbers: the commission of the renewals you lose today and the hours you spend typing.
What you miss out on every year today: $22,650.00
Your estimate
Estimate- What you miss out on every year today
- $22,650.00
- From renewals that walk away
- $14,850.00
- From hours you could spend selling
- $7,800.00
- With Coberturia you recover per year
- $9,915.00 to $12,885.00
- Hours you save
- 364 h a year · 30.3 h a month
See assumptions
Assumptions behind this estimate
- With timely alerts you recover between 30 % and 50 % of what walks away with renewals today.
- AI cuts typing time by 70 %.
- A year has 52 weeks.
This is an estimate based on general assumptions, not a promise: your results depend on your book and your follow-up.
How it works
Three steps, from your phone or your computer.
-
Upload
Photos, PDFs, voice notes or your client Excel. However they reach you.
-
Review and confirm
The AI proposes the data and flags anything doubtful. You confirm or fix it: nothing is saved without your approval.
-
Sell and renew
Reminders, collections, pipeline and messages ready to send from your own WhatsApp.
Coberturia versus what you use today
An honest comparison with the most common options.
-
Policies read with AI
- Coberturia
- Yes
- Excel
- No
- Generic CRM
- No
- Imported software
- Partly
-
Meetings summarized with AI
- Coberturia
- Yes
- Excel
- No
- Generic CRM
- No
- Imported software
- No
-
Automatic renewal alerts
- Coberturia
- Yes
- Excel
- No
- Generic CRM
- Partly
- Imported software
- Yes
-
App on your phone
- Coberturia
- Yes
- Excel
- Partly
- Generic CRM
- Partly
- Imported software
- Partly
-
App for your clients
- Coberturia
- Coming soon
- Excel
- No
- Generic CRM
- No
- Imported software
- Partly
-
Free plan
- Coberturia
- Yes
- Excel
- Not applicable
- Generic CRM
- Partly
- Imported software
- No
-
Sign up without a salesperson
- Coberturia
- Yes
- Excel
- Not applicable
- Generic CRM
- Yes
- Imported software
- No
-
Monthly billing for agents
- Coberturia
- Yes
- Excel
- Not applicable
- Generic CRM
- Yes
- Imported software
- No
-
AI included in the plan
- Coberturia
- Yes
- Excel
- No
- Generic CRM
- Partly
- Imported software
- No
-
Built for Ecuador and its data law
- Coberturia
- Yes
- Excel
- No
- Generic CRM
- No
- Imported software
- Partly
| Feature | Coberturia | Excel | Generic CRM | Imported software |
|---|---|---|---|---|
| Policies read with AI | Yes | No | No | Partly |
| Meetings summarized with AI | Yes | No | No | No |
| Automatic renewal alerts | Yes | No | Partly | Yes |
| App on your phone | Yes | Partly | Partly | Partly |
| App for your clients | Coming soon | No | No | Partly |
| Free plan | Yes | Not applicable | Partly | No |
| Sign up without a salesperson | Yes | Not applicable | Yes | No |
| Monthly billing for agents | Yes | Not applicable | Yes | No |
| AI included in the plan | Yes | No | Partly | No |
| Built for Ecuador and its data law | Yes | No | No | Partly |
General comparison with typical public offers as of October 2026; each product may differ.
Start free, pay the way that suits you
Create your account with no card. When you need more policies, more AI or to add your team, change plans.
-
How you pay
Today: monthly billing. Brokers pay per active agent.
Coming soon Pay for 3, 6 or 12 months, with a 5 %, 10 % or 20 % discount for agents.
-
AI included
Every plan includes a monthly AI allowance, with no separate add-ons. We let you know at 80 %.
Coming soon Extra packs when you run short: a top-up for the month or a recurring increase.
Your data and your clients’ data, looked after
What we do so you can trust Coberturia with your book.
-
Under Ecuador’s data law
We process data under Ecuador’s Personal Data Protection Law (LOPDP), with consent and the right to opt out.
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Encryption
Encrypted connections and documents kept in private storage, with download links that expire.
-
The AI proposes, you confirm
Nothing the AI reads or suggests is saved or sent without your approval.
-
AI providers that do not train on your data
We only use paid plans that do not train their models with your data, and we send them the minimum needed.
-
Human support in Spanish
A person on the team answers you, on WhatsApp or through the contact form.
-
Made in Ecuador
By SolvyX, with local insurers, ID numbers, tax IDs and US dollars. Peru and Colombia come next.
Frequently asked questions
What is Coberturia?
Coberturia is an AI CRM for insurance agents and brokers, built in Ecuador by SolvyX. It reads your policies, summarizes your meetings, alerts you about renewals and collections, and organizes your sales pipeline. It works in the browser and installs as an app on your phone.
Do I have to type my policies?
No. Upload the photo or PDF and the AI fills in the fields; you review what it flagged as doubtful. If you already have an Excel file, you import it.
How do reminders work?
Coberturia alerts you before each policy and each installment comes due. Reminders to your clients go out only if they gave their consent, and they can opt out.
What happens to my data and the AI?
Your data trains no AI: we use providers on paid plans that do not train on it, and we send them only what each task needs. The AI proposes and you confirm before saving.
What happens if I reach my plan’s limit?
Coming soon
Nothing is deleted: at 100 % of an allowance you change plans or wait for next month, and we let you know before, at 80 %. Soon you will also be able to buy extra packs: a top-up for the month or a recurring increase.
Can I change plans?
Yes. Start on the free plan and move up when you need to. Your data stays with you on any plan.
Are there discounts for paying several months?
Coming soon
Not yet: today you pay month to month. Soon agents will be able to pay for 3, 6 or 12 months with a 5 %, 10 % or 20 % discount.
Does it work for a broker with a team?
Yes. You invite your agents with no user limit, set roles and permissions, and pay per active agent. The book belongs to the broker.
Does Coberturia send WhatsApp messages?
Coming soon
Not on its own: today it opens WhatsApp with the message already written so you send it from your number, and the conversation is logged. The WhatsApp copilot and the lead bot come later.
When will the app for my clients arrive?
Coming soon
It has no date yet: it is on its way, after agent mode. When it is ready we will let you know inside Coberturia.
If you have another question, write to us. Contact
Leave the paperwork to Armi
Create your free account and load your first policies today.